Policy Features
A registered migration agent provides advice or assistance to a person wishing to obtain a visa to enter or remain in a country. They can also give assistance to people who are nominating or sponsoring prospective visa applicants.
Key exposures for Migration Agents
- Failure to advise properly on migration issues
- Failure to help you to prepare and lodge an application
- Failure to provide information regarding migration country
- Negligence in carrying out migration procedures
Why do Migration Agents need Professional Indemnity Insurance?
Providing migration advice in Australia requires registration with the Office of the Migration Agents Registration Authority (MARA) and sound knowledge of migration law and professional behavior in accordance with the MARA's Code of Conduct. Members of the Migration Institute of Australia (MIA) abide by a further Code of Ethics and Practice and have access to the resources provided by the peak professional body, including updates on legislative and regulatory change, comprehensive professional services and high level Continuing Professional Development (CPD) courses. The Institute encourages migrants to use an RMA to obtain migration advice to fully understand their options and to prepare and submit visa applications. A migration agent is a person who:
- Advises on immigration matters
- Helps prepare and lodge an application
- Deals with the Department of Immigration and Citizenship (the department) on a persons behalf, usually for a fee.
It is recommended that Migration Agents have professional indemnity insurance in order to provide them with financial protection against any claims arising as a result of their negligence or errors/omissions committed while providing their consultancy services.
Why purchase your Professional Indemnity Insurance through Express Insurance?
With Express Insurance, you can source a PI quote in seconds, and have the option of adding Public Liability Insurance. You can then proceed to buy the insurance and produce your Certificate of Insurance in minutes, or alternatively save the quote back to your email account for buying later.
And we save your details on Renewal of your insurance, making the process of renewing your PI Insurance even easier and quicker.
Throughout your experience with us our team of highly experienced PI specialists are a phone call away!
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.
Policy Features
Migration Agents
Price
PI premiums are determined by your Turnover and PL Premiums by the number of staff under your employ. All insurers charge a minimum premium .
We believe we have negotiated highly competitive premiums this class of insurance, and will continue to monitor premium levels available in the market to ensure this remains the case.
Purpose
From a compliance perspective and for your own protection you should have a minimum level of Professional Indemnity(PI) insurance. In the event that the services you provide for a client lead to a claim against that client they will generally look at claiming against the provider. PI insurance will protect you in the event that this occurs.Convenience
We have designed the Insurance application process so it only takes an average of 5 minutes to complete your application. In most cases your application will be instantly approved online, and you can print your Confirmation of Insurance to prove that you have the requisite cover in place... It's that easy!! All other documentation, such as your tax invoice, policy schedule and wording will be emailed directly to you for your records.
If the policy can't be issued immediately because we require further information, we will contact you generally on the same day.
Renewal
Approximately one month prior to the renewal of your policy you will receive a renewal reminder email with a link that will allow you to review your previous years cover and renew the policy even quicker!
* We have minimized the number of referral situations so that most applications will be automatically accepted. However, if for example you have prior claims we will contact you to facilitate completion of your application personally with the Insurer.
Insurer
Your Public Liability Insurance policy is arranged by Express Insurance acting as an agent of Berkley Insurance Australia, a registered business name of Berkley Insurance Company (ABN 53 126 559 706) and part of the W.R.Berkley Corporation.
Berkley Insurance Australia underwrites a significant portfolio of general insurance business in Australia. They are fully authorised and regulated by the Australian Prudential Regulator Authority (APRA) which is the prudential regulator of the Australian financial services industry.
The financial strength rating of Berkley Insurance Australia is "A+ (Strong)" by Standard & Poor's.
Charitable Contribution
For each policy completed online we make a donation to Skin & Cancer Foundation.
About Skin & Cancer Foundation
The Skin & Cancer Foundation Inc is a not-for-profit, DGR registered, organisation which provides specialist treatment, education and research for a wide variety of skin disorders, skin cancers and melanomas.
Lodge a Claim
We will work with you to ensure that claims are handled in a professional manner and that you get a fair outcome from the Insurer. The first step is to lodge your claim as outlined below.
Please complete the claim form and email to australia@wrberkley.com
