Orthotists fit braces to help support parts of the body or to correct malformations. Orthotists specialize in designing and fitting orthopedic braces such as surgical supports and corrective shoes.
Why do Orthotists need professional indemnity insurance?
Key responsibilities of Orthotists include:
- Using a wide variety of tools, materials and equipment to construct or modify orthotic/prosthetic appliances to provide the optimal fit
- Ensuring prosthetic pieces have the correct cosmetic appearance in order to make it look as real as possible
- Ensuring that prosthetic pieces work correctly for each patient
- Perform diagnosis-specific functional clinical and cognitive ability examinations that include manual muscle testing, gait analysis, and evaluation of sensory function, range of motion, joint stability, and skin integrity
- Formulation of Treatment Plans
- Implementation of the Treatment Plan
Any false advice or errors in performing their duties could lead to a lawsuit and claim by patient against the Orthotists. Professional Indemnity insurance provides essential financial protection for Orthotists by covering legal defense costs and damages payable in the event of a claim.
Public Liability Insurance for Orthotists
If you or any of your employees visit a customers premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public liability insurance also covers you if damage is caused to third party property while at the customers business. An example would be if an employee broke a valuable item while making a delivery at a customer's home. The claim to replace the item would be covered by public liability insurance.
Key exposures for Orthotists:
- Negligence in diagnoses
- Prescribing wrong treatment plan
- Failure in providing timely treatment
- Negligence in giving advice to clients for physical well being
- Wrong implementation of treatment plan
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.