Dieticians translate scientific information about nutrition into practical advice to help people make health-conscious decisions about food. They also assess, diagnose and treat diet related problems and aim to raise awareness of the link between food and health to prevent future problems.
Why do Dieticians need professional indemnity insurance?
The activities of a dietician may include:
- Educating and advising a wide range of patients with diet-related disorders on the practical ways in which they can improve their health by adopting healthier eating habits
- Calculating patients' nutritional requirements using standard equations based on assessments of blood chemistry, temperature, stress, mobility and other relevant factors
- Analysing the nutritional content of food (including new products)
- working as part of a multidisciplinary team in hospitals or in a community setting to gain patients' cooperation in following recommended dietary treatments
- Educating other healthcare professionals (doctors, nurses, biochemists, social workers, care workers and community workers) about food and nutrition issues
- Advising hospital catering departments about the specific dietary requirements of patients
- Advising athletes and sportspeople on how diet can optimise performance and recovery from injury
In delivering their services, even the most experienced Dietician can make mistakes or give erroneous advice to their clients, which can in turn lead to a claim against them. It is therefore recommended that Dieticians carry Professional Indemnity and Public Liability Insurance. The cost of defending a claim can be significant and having a Professional indemnity Insurance policy in place can provide financial protection, covering both legal costs and civil damages.
Public Liability Insurance for Dieticians
If you or any of your employees visit a customers premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public liability insurance also covers you if damage is caused to third party property while at the customers business. An example would be if an employee broke a valuable item while making a delivery at a customer's home. The claim to replace the item would be covered by public liability insurance.
Key exposures for Dieticians:
- Wrong advice given to patients and their families on dietary plans and diet modifications, and food selection and preparation
- Negligence in making diet plans
- Subscribing wrong advice to clients
- Negligence in diagnoses of clients
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.