Quote link and Title

Social Worker Insurance

Social workers help people overcome problems in an attempt to improve their lives. and make their lives better. They might work with people who are homeless, sick, or having family problems or they might help students who are having trouble in school.

Key exposures for Social Workers

  • Negligence in providing guidance
  • Failure to understand and manage basic needs of a client
  • Breach of confidentiality
  • Misplacement of records
  • Failure to instruct clients' families during treatment

Why do Social Workers need Professional Indemnity Insurance?

The general responsibilities and duties of Social Workers include the following:

  • Provide mental health counseling to clients.
  • Meet and evaluate clients' needs.
  • Develop treatment plans with clients.
  • Keep treatment records for each client.
  • Direct clients to other areas of assistance including providing the tools they need to find the right treatment or assistance.
  • Consult with doctors, therapists and medical professionals.
  • Administer social service programs.
  • Instruct clients' families during treatment.

Social Workers need to work within a relevant legal and ethical framework. Negligence as a result of performing any of the abovementioned tasks can potentially result in a claim. Professional Indemnity insurance is designed to cover legal fees and any damages that the Social Worker incurs as a result of a claim.

Why purchase your Professional Indemnity Insurance through Express Insurance?

With Express Insurance, you can source a PI quote in seconds, and have the option of adding Public Liability Insurance. You can then proceed to buy the insurance and produce your Certificate of Insurance in minutes, or alternatively save the quote back to your email account for buying later.

And we save your details on Renewal of your insurance, making the process of renewing your PI Insurance even easier and quicker.

Throughout your experience with us our team of highly experienced PI specialists are a phone call away !

Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.

Policy Features

Price

PI premiums are determined by your Turnover and PL Premiums by the number of staff under your employ. All insurers charge a minimum premium in both respects.

We believe we have negotiated highly competitive premiums for both classes of insurance, and will continue to monitor premium levels available in the market to ensure this remains the case.

Premiums vary between states as a result of differing stamp duty rates, however our minimum Total Premiums for Professional Indemnity start from $602 (incl. GST).

Purpose

From a compliance prespective and your own protection you should have a minimum level of Professional Indemnity(PI) insurance. In the event that the services you provide for a client lead to a claim against that client they will generally look at claiming against the provider. PI insurance will protect you in the event that this occurs.

Convenience

We have designed the Insurance application process so that it takes an average of 5 minutes to complete your application. In most cases your application will be instantly approved online, and you can print your Confirmation of Insurance to prove that you have the requisite cover in place... It's that easy !! All other documentation, such as your tax invoice, policy schedule and policy wording will be emailed directly to you for your records.

If the policy can't be issued immediately because we require further information, we will contact you generally the same day.

On Renewal

Approximately one month prior to the renewal of your policy you will receive a renewal reminder with a link that will allow you to review your previous years cover and renew the policy even quicker!

* We have minimized the number of referral situations so that most applications will be automatically accepted. However if for example you have prior claims we will contact you to facilitate completion of your application personally with the Insurer.

Insurer

The Allianz Group is one of the largest and most renowned insurance and financial services providers in the world.

Allianz Australia Insurance Limited (ABN 15 000 122 850) is:

  • One of Australia's largest general insurers (No.4)
  • Provides some form of insurance cover for more than half of Australia's top 50 BRW-listing companies (2005)
  • Has over 2 million policyholders
  • Is one of the leading private Workers Compensation Insurers in Australia

Charitable Contribution

For each policy completed online we make a donation to Skin & Cancer Foundation.

About Skin & Cancer Foundation

The Skin & Cancer Foundation Inc is a not-for-profit, DGR registered, organisation which provides specialist treatment, education and research for a wide variety of skin disorders, skin cancers and melanomas.

Skin & Cancer Foundation Logo

Lodge a Claim

We will work with you to ensure that claims are handled in a professional manner and that you get a fair outcome from the Insurer. The first step is to lodge your claim as outlined below.

Please complete the claim form via the link below and email to liability_claims@allianz.com.au

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Social Worker Insurance
Express Insurance Secondary Background

Social workers help people overcome problems in an attempt to improve their lives. and make their lives better. They might work with people who are homeless, sick, or having family problems or they might help students who are having trouble in school.

Key exposures for Social Workers

  • Negligence in providing guidance
  • Failure to understand and manage basic needs of a client
  • Breach of confidentiality
  • Misplacement of records
  • Failure to instruct clients' families during treatment

Why do Social Workers need Professional Indemnity Insurance?

The general responsibilities and duties of Social Workers include the following:

  • Provide mental health counseling to clients.
  • Meet and evaluate clients' needs.
  • Develop treatment plans with clients.
  • Keep treatment records for each client.
  • Direct clients to other areas of assistance including providing the tools they need to find the right treatment or assistance.
  • Consult with doctors, therapists and medical professionals.
  • Administer social service programs.
  • Instruct clients' families during treatment.

Social Workers need to work within a relevant legal and ethical framework. Negligence as a result of performing any of the abovementioned tasks can potentially result in a claim. Professional Indemnity insurance is designed to cover legal fees and any damages that the Social Worker incurs as a result of a claim.

Why purchase your Professional Indemnity Insurance through Express Insurance?

With Express Insurance, you can source a PI quote in seconds, and have the option of adding Public Liability Insurance. You can then proceed to buy the insurance and produce your Certificate of Insurance in minutes, or alternatively save the quote back to your email account for buying later.

And we save your details on Renewal of your insurance, making the process of renewing your PI Insurance even easier and quicker.

Throughout your experience with us our team of highly experienced PI specialists are a phone call away !

Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.

Policy Features

Price

PI premiums are determined by your Turnover and PL Premiums by the number of staff under your employ. All insurers charge a minimum premium in both respects.

We believe we have negotiated highly competitive premiums for both classes of insurance, and will continue to monitor premium levels available in the market to ensure this remains the case.

Premiums vary between states as a result of differing stamp duty rates, however our minimum Total Premiums for Professional Indemnity start from $602 (incl. GST).

Purpose

From a compliance prespective and your own protection you should have a minimum level of Professional Indemnity(PI) insurance. In the event that the services you provide for a client lead to a claim against that client they will generally look at claiming against the provider. PI insurance will protect you in the event that this occurs.

Convenience

We have designed the Insurance application process so that it takes an average of 5 minutes to complete your application. In most cases your application will be instantly approved online, and you can print your Confirmation of Insurance to prove that you have the requisite cover in place... It's that easy !! All other documentation, such as your tax invoice, policy schedule and policy wording will be emailed directly to you for your records.

If the policy can't be issued immediately because we require further information, we will contact you generally the same day.

On Renewal

Approximately one month prior to the renewal of your policy you will receive a renewal reminder with a link that will allow you to review your previous years cover and renew the policy even quicker!

* We have minimized the number of referral situations so that most applications will be automatically accepted. However if for example you have prior claims we will contact you to facilitate completion of your application personally with the Insurer.

Insurer

The Allianz Group is one of the largest and most renowned insurance and financial services providers in the world.

Allianz Australia Insurance Limited (ABN 15 000 122 850) is:

  • One of Australia's largest general insurers (No.4)
  • Provides some form of insurance cover for more than half of Australia's top 50 BRW-listing companies (2005)
  • Has over 2 million policyholders
  • Is one of the leading private Workers Compensation Insurers in Australia

Charitable Contribution

For each policy completed online we make a donation to Skin & Cancer Foundation.

About Skin & Cancer Foundation

The Skin & Cancer Foundation Inc is a not-for-profit, DGR registered, organisation which provides specialist treatment, education and research for a wide variety of skin disorders, skin cancers and melanomas.

Skin & Cancer Foundation Logo

Lodge a Claim

We will work with you to ensure that claims are handled in a professional manner and that you get a fair outcome from the Insurer. The first step is to lodge your claim as outlined below.

Please complete the claim form via the link below and email to liability_claims@allianz.com.au